You can be rest assured that all in-patient and day-patient costs which are customary and reasonable will be paid in full. This includes costs for hospital accommodation, nursing care, specialist attention, tests, therapies and operating theatre fees.

FOUNDATION COVER FOUNDATION & LIMITED OUTPATIENT COVER FOUNDATION & FULL OUTPATIENT COVER
IN-PATIENT & DAY-PATIENT BENEFITS
Hospital Accommodation and Nursing Care PAID IN FULL PAID IN FULL PAID IN FULL
Prescribed Drugs and Dressings PAID IN FULL PAID IN FULL PAID IN FULL
Operating Theatre Fees PAID IN FULL PAID IN FULL PAID IN FULL
Radiotherapy & Chemotherapy PAID IN FULL (Maximum payable for consultations for each course of treatment is £360) PAID IN FULL (Maximum payable for consultations for each course of treatment is £360) PAID IN FULL (Maximum payable for consultations for each course of treatment is £360)
Consultations, Radiology, Pathology PAID IN FULL PAID IN FULL PAID IN FULL
Diagnostic Tests including MRI/CT/PET Scans PAID IN FULL PAID IN FULL PAID IN FULL
Physiotherapy PAID IN FULL PAID IN FULL PAID IN FULL
Surgeons, Physicians & Anaesthetists Fees PAID IN FULL PAID IN FULL PAID IN FULL
Oral Surgery (non dental) PAID IN FULL PAID IN FULL PAID IN FULL
Parent Accommodation PAID IN FULL PAID IN FULL PAID IN FULL
Prosthesis PAID IN FULL PAID IN FULL PAID IN FULL
OTHER BENEFITS
Private Ambulance PAID IN FULL PAID IN FULL PAID IN FULL
Home Nursing 13 weeks per policy year 13 weeks per policy year 13 weeks per policy year
OUT-PATIENT BENEFITS
Specialist Consultations, Pathology, X-Rays, Diagnostic Tests, MRI/CT/PET Scans 2 consultations & diagnostic tests per policy year PAID IN FULL

Expert second medical opinion service

As a National Assurance Private Medical Insurance policy holder you will receive Best Doctors, an expert medical consultation and secondary opinion service.

Best Doctors provides access to the world’s best medical experts who can review your diagnosis and get you the right answers about your condition and treatment.

Best Doctors has a database of over 50,000 world-leading specialists - rated by their peers as the best in their field of expertise - who can conduct an in-depth review of a medical condition.

Best Doctors can ensure the diagnosis is accurate and identify the most appropriate treatment options available. They provide support and information to help people make the right medical choices.

The Best Doctors service is provided independently by Best Doctors UK Ltd.

'choices' offers a fresh and truly flexible approach to medical insurance by putting you in control.

You can design your own bespoke policy to match your needs and budget, by choosing from a menu of comprehensive benefits and discount options.

You will have immediate access to the very best medical care at local private and NHS hospitals.

Whenever possible, members will enjoy the comforts of a private room offering all the facilities that would normally be expected from a luxury hotel, including, where available, en suite facilities, television, telephone and a relaxed and friendly approach to visiting hours.

  • Gain access to hundreds of private hospitals throughout the UK, including Spire, BMI, Nuffield hospitals, as well as private wings at NHS hospitals.
  • Benefit from high quality patient care from the country’s most experienced consultant surgeons and specialists.
  • Cut waiting times - NO NHS waiting lists to contend with.
  • Convenience - see a specialist or receive treatment at a time that suits you.

On our plan you will benefit from...

  • Unique 50% NHS cashback option - where you are referred for in-patient treatment, you will have the choice to receive your treatment at a private hospital, OR use the NHS and receive cashback equal to 50% of the cost we would have incurred had you chosen to receive your treatment privately.
  • A wide range of treatments, consultations and tests covered with NO limits on day & in-patient benefits - peace of mind that treatment costs will be covered in full.
  • Important cancer cover - specialist drugs such as Herceptin (breast cancer) and Avastin (bowel, kidney and colon cancer) which prolong and save lives are covered. Some NHS trusts do not provide these drugs.
  • No built-in 'No Claims Discount' - your premiums will never increase just because of your personal claims history.
  • Access to Best Doctors - a highly respected second medical opinion service.

In addition to in-patient, day-patient and out-patient benefits, here are further options to enhance your cover

OPTION 1: COMPLEMENTARY MEDICINE From £2.49 per month
This option provides you with access to these alternative therapies. These types of treatment are becoming more and more popular and will provide you with greater choice for your treatment.
Physiotherapy
Acupuncture
Chiropractic Care
Osteopathy
Homeopathy
Combined limit of £500 per policy year

Free Child Cover

If you choose joint cover, your partner and any number of your dependants covered between the age of 3 and 18 will be covered.

On single parent, half the benefits will be payable to their dependants.

If you are over the age of 65 when the claim is made, half the benefits will be payable.

OPTION 2: HEALTH CASH BENEFITS From £15.25 per month
This option provides you with cash benefits when you require selected medical care, including dental and optical attention.
Dental Treatment £150 per policy year
Optical Care £100 per policy year
Hospital Out of Pocket Cash £25 per night
Maternity Cash £150 per child
Recuperative Care Cash £350 per policy year
Home Help Cash £250 per policy year
Serious Accident Lump Sum £10,000 lump sum
Accidental Death Lump Sum £10,000 lump sum
OPTION 3: PSYCHIATRIC BENEFITS From £2.79 per month
This option provides you with access to psychiatric care including consultations, medication and overnight stays in a psychiatric unit.
In-patient, day-patient and out-patient cover £8,000 per policy year

Please note that there is an aggregate limit of £1m per person per policy year on total benefits payable under this plan. Benefits are payable during the policy period only.

OPTION 4: EXTENDED HOSPITALS (LONDON) Additional 50%
As standard, the vast majority of private hospitals throughout the UK are covered. This option provides access to a handful of exclusive London hospitals. Please see our Hospital List for more details.

You can download our brochure here if you would like to find out more information.

Download Our Brochure